Author: Ali Malik

Open, permissionless, and transparent financial services have been made available to customers via the rapidly expanding decentralised finance (DeFi) ecosystem. The loan and borrowing process is a prominent and extensively used aspect of DeFi. The DeFi lending platform eliminates the middleman—banks or other traditional financial institutions—by letting individuals lend their assets for interest or borrow assets with security. This article will explore the best DeFi lending platforms in 2024, highlighting their key features, advantages, and what makes them stand out in an increasingly competitive landscape. Aave Aave has cemented its position as one of the most prominent DeFi lending protocols,…

In the rapidly evolving world of cryptocurrency, altcoins—digital currencies other than Bitcoin—have become a popular investment option. However, due to the volatile nature of these assets, investing in altcoins presents challenges for both seasoned and novice investors alike. This is where artificial intelligence (AI) offers automated solutions that leverage machine learning, predictive analytics, and real-time data to optimise investment strategies. This article explores how AI transforms altcoin investment, its key benefits, challenges, and the future of AI-automated altcoin investing. The Rise of Altcoins and the Investment Landscape Since the creation of Bitcoin in 2009, the cryptocurrency market has experienced explosive…

The digital asset market moves in cycles, and the Xpl coin price drop chart is no exception. After a notable run-up driven by product milestones and robust community engagement, the token experienced a sharp price pullback that sparked concern across social feeds. As speculative whispers grew louder, the Plasma team stepped in to dispel rumors, clarify the fundamentals, and outline the next phase of their roadmap. This article takes a measured look at what happened, why it happened, and what it might mean for holders and observers going forward. By zooming in on both the macro market context and the…

The Chainlink cryptocurrency has evolved from a niche solution into a cornerstone of decentralized finance, bridging the gap between blockchain networks and the real-world data that modern smart contracts need. As decentralized applications expand from speculative trading to sophisticated lending, insurance, gaming, and tokenized real-world assets, Chainlink’s decentralized oracle network quietly powers the price feeds, randomness, and cross-chain messaging that make it all work. That indispensable role is why bold price forecasts for LINK continue to surface, and why market watchers increasingly frame Chainlink as critical infrastructure for the next phase of Web3. This article explains what Chainlink is, why…

The U.S. crypto industry just gained a defining legal signal: a federal court has ruled that Bored Ape Yacht Club (BAYC) Bored Ape NFTs Not. In a decision that could reshape how digital collectibles are bought, sold, and regulated, the judge dismissed securities-law claims tied to the iconic Bored Ape collection—concluding that the tokens do not satisfy the elements of the Howey test used to determine what counts as an “investment contract.” Multiple reports confirm the ruling and characterize it as a watershed moment for non-fungible tokens. This decision arrives after years of regulatory uncertainty, headline-grabbing investigations, and high-profile lawsuits…

Institutional research now shapes the crypto conversation as clearly as on-chain data and retail sentiment. Among the big banks, Citigroup has become one of the most closely watched voices thanks to its multi-year coverage of digital assets, deep dives on tokenization, and regular updates on the outlook for Bitcoin and Ethereum. In this comprehensive guide, we unpack Citigroup’s Bitcoin and Ethereum price prediction, explain the assumptions behind the numbers, and explore what those calls could mean for investors, builders, and treasury teams navigating volatile markets. Importantly, Citi’s analysts don’t operate in a vacuum. Their forecasts are informed by macro drivers…

The world’s biggest digital assets just got a fresh set of price calls from one of Wall Street’s marquee research desks. Citigroup updated its Bitcoin Ethereum targets price forecasts for 2025, signaling what the bank sees as the next leg of crypto’s maturing cycle. In its latest note, Citi raised its outlook for Ethereum while trimming its Bitcoin target slightly, citing shifting investor flows, evolving ETF dynamics, and macro drivers. According to reporting from Reuters, Citi lifted Ether’s year-end target to about $4,500 and nudged Bitcoin’s year-end forecast down modestly to roughly $132,000–$133,000 as the dollar strengthened and commodity correlations shifted.…

For more than four decades, Sibos has been where the global banking community takes the pulse of the industry and sets its next agenda. In 2025, the conversation has a distinctive edge: decentralised finance (DeFi) is moving from the margins to the mainstream. With Sibos taking place in Frankfurt from 29 September to 2 October under the theme “The next frontiers of global finance,” the tone is unmistakable—incumbents, fintechs, and market infrastructures are no longer debating if DeFi matters; they are asking how to harness it safely, interoperably, and at scale. The shift is not just rhetorical. Conference tracks and…

The U.S. crypto job market is back in the fast lane. After years of cautious headcount and offshore hiring, major crypto companies are expanding stateside again in 2025—thanks to long-awaited regulatory clarity, streamlined exchange-traded product approvals, and a landmark stablecoin law that finally sets national guardrails. This shift is not a blip or a PR flourish; it’s a structural turn that is reshaping recruiting priorities, compensation bands, and where teams sit. New rules are giving CFOs and general counsels the confidence to green-light headcount, while product leaders push to capture demand from a deeper pool of U.S. institutions and mainstream…

Ethereum price breakout signals flash across technical charts. After months of consolidation, Ethereum (ETH) appears poised for a significant upward movement that could reshape the altcoin landscape. Multiple bullish indicators are converging, suggesting that the world’s second-largest cryptocurrency by market capitalization is preparing for its next major rally. From on-chain metrics to technical patterns, seasoned traders and institutional investors are closely monitoring Ethereum’s price action as it approaches critical resistance levels. This comprehensive analysis explores the compelling evidence pointing toward an imminent Ethereum price breakout and what it means for both short-term traders and long-term holders. The Current Ethereum Market…